Budgeting

Do you often find yourself asking, “what happened to all of my money” at the end of the month and have no idea where it went? For millions of people around the world, this is a common occurrence. No matter how much money any of us makes, proper management of it is a must, even when you believe...

Can you imagine waking up being free of debt, with no more insomniac nights over climbing charge card balances, no more ball-and-chain of debt running your anxieties, and no chance of threats from feared collection agencies? It's no secret that millions of people are afraid to answer their phones...

Have you given some serious thought to how you would like to retire? Or a better question might be, when do you want to retire and what do you want your retirement to look like? Do you know where you'll live? Do you plan to sell your home and purchase an RV? Have you thought about the...

Have you ever really sat down to create a real household budget? You’d be surprised at how many people operate without one, which is very scary when you think about it. Trying to manage your household finances without a game plan is like driving across the country without a road map or not...

A recession creates a negative domino effect that spares almost no one, even those that are financially wealthy. Whether we like it or not, money impacts every area of our lives, good or bad. During these turbulent times, there are usually massive layoffs, pay cuts, furloughs, postponed raises...

Recessions are caused when there's a decline in the gross domestic product (GDP) for multiple consecutive quarters. This creates a domino effect that causes panic which reduces consumer confidence and spending. Other factors that cause a recession are disasters, pandemics, high interest rates...

Managing personal finances can be a daunting task. However, with proper budget planning and financial management, you can set yourself up for financial success. Creating a budget helps you to identify where your money goes, how much you can save, and plan for your financial future. In this...